Comprehensive vs. Collision Coverage: Which Auto Insurance Policy Is Right for You in 2025?
Comprehensive vs. Collision Coverage: Which Auto Insurance Policy Is Right for You in 2025? Introduction Choosing the right auto insurance policy can be tricky, especially when deciding between comprehensive and collision coverage. In this guide, we’ll break down the differences, benefits, and which option might be right for you in 2025. What Is Comprehensive Coverage? Comprehensive coverage protects against non-collision-related incidents, such as: Theft Vandalism Natural disasters (e.g., floods, hail, and wildfires) When to Choose Comprehensive: If you live in an area prone to extreme weather or high theft rates, comprehensive coverage offers peace of mind. Learn more about comprehensive coverage at State Farm . What Is Collision Coverage? Collision coverage covers damages to your vehicle resulting from: Collisions with other vehicles Single-car accidents (e.g., hitting a tree or pole) When to Choose Collision: If you frequently drive in high-traffic areas, collision coverage...
